Product Manager - Lending Platform

• Define and prioritize product requirements and roadmaps for the platform, ensuring alignment with business goals.

• Hands on work on database to understand the product data flow and come up with solutions to solve for business, operations and compliance requirements

• Collaborate with engineering, QA, design, operations, customer service and compliance teams to develop and launch new features to scale and sustain personal loans business.

• Conduct market and competitive analysis to identify trends and opportunities for platform enhancement.

• Define and analyse metrics that will drive the success of these product shipments.

• Engage closely with customers and internal teams to gather and address feedback.

• Coordinate with other product managers and stakeholders to ensure cohesiveness of the overall product strategy.

• Coordinate with other product managers and stakeholders to ensure cohesiveness of the overall product strategy.

• B.E or B.Tech from premier institute & MBA from Tier 1 or Tier 2 college in India.

• Minimum 3+ years of product management experience, preferably in a Lending domain in Banks/NBFCs or fintechs.

• Strong understanding of software development processes and web technologies.

• Hands on SQL and DB tools like DataGrip, TablePlus, and DBeaver for cross-platform SQL/NoSQL interaction.

• Hands on UX building tools like Figma & AI tools like ChatGPT and Claude Code for building quick journeys.

• Preferred experience with Business Rules Engines (BRE) and a decent understanding of credit underwriting processes, repayments and collections.

• Strategic Thinking: Ability to think strategically and develop comprehensive, data-driven product plans. Must be able to identify long-term opportunities and challenges while balancing short-term needs.
• Technical Proficiency: Strong technical acumen with an understanding of software architecture, data systems, and modern software development practices. Familiarity with APIs, cloud services, and scalable platforms is highly desirable.
• User-Centric Design: Experience with user-centred design principles and practices. Ability to work closely with UX/UI teams to ensure the product meets high usability standards and addresses user pain points effectively.
• Analytical Skills: Proficient in using analytics tools to monitor success metrics and make data-driven decisions. Ability to interpret complex data and turn insights into actionable changes.
• Project Management: Excellent project management skills, including the ability to define project scopes, allocate resources, manage timelines, and mitigate risks. Experience with JIRA/Agile and Scrum methodologies is must.
• Communication and Collaboration: Exceptional communication skills with the ability to articulate ideas clearly and persuasively at all levels of the organization. Strong collaboration skills to work effectively with cross-functional teams and stakeholders.
• Adaptability: High adaptability in a dynamic and rapidly changing environment. Must be comfortable with ambiguity and able to pivot strategies quickly based on new information.

• Excellent interpersonal and communication skills.

• Proven ability to develop product strategies and effectively communicate recommendations to senior management.

• Hands-on experience with SQL and a solid understanding of database management and querying.

• Knowledge of Loan Origination Systems and Loan Management Systems, with the ability to leverage these platforms to enhance product functionality and user experience.