Credit Products Analyst - Power & Utilities
- Location
- Charlotte, NC - Charlotte Uptown Branch
- Work mode
- On-site
- Employment type
- Full-time
About the job
Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.
Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.
Job Description:
At Regions, the Credit Products Analyst works as part of the credit and underwriting analysis team in support of various client coverage groups. The Analyst serves as the primary analytical support for the Credit Products group and bankers in the origination and execution of underwriting and analysis projects. This role will support teams in the following segments: Home Builder Finance, Income Property Finance, Real Estate Corporate Banking, Commercial, Government and Institutional Banking, Equipment Finance, Regions Business Capital (asset-based lending), and Corporate and Specialized Industries.
Primary Responsibilities
- Develops and maintains detailed financial models to value companies and depict projected financials
- Conducts extensive financial and industry due diligence to evaluate the risk/return parameters of transaction results
- Ensures a high level of quality of client deliverables
- Prepares written materials, including pitches, proposals, client materials, and associated supporting analyses
- Maintains proprietary databases through monitoring news, current events, and transactions and financial information for clients, prospects, and other industry participants
- Provides expert service with a high sense of urgency, with the coordination of Credit Products associates and coverage bankers to ensure alignment with Regions' mission of delivering the whole bank to the client with speed, certainty, and creativity
- Supports Credit Products associates and product managers with servicing and portfolio management activities
This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.
This position is incentive eligible.
Requirements
- Bachelor’s degree in Accounting, Finance, or a related field with a proven record of high achievement
Skills and Competencies
- Advanced level of proficiency in Microsoft Office Suite
- Ability to work efficiently as part of a team or individually
- Strong attention to detail
- Strong verbal and written communication skills
Position Type Full time
Compensation Details Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.
The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position. Job Range Target: Minimum: $69,341.00 USD Median: $81,732.00 USD Incentive Pay Plans: This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.
Benefits Information Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.
- Paid Vacation/Sick Time
- 401K with Company Match
- Medical, Dental and Vision Benefits
- Disability Benefits
- Health Savings Account
- Flexible Spending Account
- Life Insurance
- Parental Leave
- Employee Assistance Program
- Associate Volunteer Program
Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.
https://www.regions.com/about-regions/welcome-portal/benefits
Location Details Charlotte Uptown Location: Charlotte, North Carolina
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
From Regions Financial's careers page (Workday), checked 28 Oct 2026.
How to apply
- Select Apply on regions.com. It opens Regions Financial's own application form in a new tab, run on Workday.
- Fill in the form and upload your résumé there. Jobiwork never sees your application.
- Regions Financial will reply to you directly. No real employer asks you for money to apply.
Posted 27 Oct 2026 · checked 28 Oct 2026 · Report this job