Universal Banking Intern
- Location
- Watertown, SD
- Work mode
- On-site
- Employment type
- Part-time
About the job
Job Description:
As an intern, t his person will learn first-hand what careers in community banking involve and will e ngage in a rotation through core departments including Retail Banking and Cons umer, Business, Ag, and Mortgage Lending. Throughout the rotation, this person will g ai n insight in to a variety of business units including Wealth Management a s well as e xperience what happens “behind the scenes” in Credit Review and Operations .
Qualifications: This p erson should have a minimum of one year of business- related class es in a higher learning setting or the equivalent . Excellent commu nication and customer service skills a re essential. This role requires on-site employment.
Principal Responsibilities:
- Work closely with industry experts to identify and differentiate various banking p roduct s and services .
- Observe and participate in the customer experience including identifying needs, recommending products that fit, and maintaining customer relationships.
- Learn the foundations of banking by participating in general Retail functions including processing customer transactions, cash handling, and cash drawer balancing.
- Shadow the lending process from st art to finish and develop overall loan file knowledge.
- Observe meetings with loan customers
- List and describe various loan types and products
- Compile and prepare proper underwriting information
- Introduction to credit worthiness and cash flow by analyzing credit information and referring to policy & guidelines
- View loan processing, servicing and closing
- Witness D epartmental collaboration
- Introduction to Wealth Management Services including fi nancial planning, trusts, retirement plan services, investment management and estate planning & administration.
- Utilize banking systems and observe how they integrate into business processes.
- Develop and apply a working knowledge of banking regulations and processes.
- Maintain confidentiality, integrity and honesty, especially in dealing with customer information.
- Gain skills related to professionalism, financial analysis, decision-making , customer service and communication.
- Uphold p rofessional standards when working with customers through va rious channels.
- Attend and participate in committee and department meeting s and professional development opportunities and trainings .
- Connect with and learn from de partment leaders and management.
- Prepare a presentation at the close of the internsh ip to be presented to key stakeholders.
- Act in accordance with F BT policies and procedures as set for th in the employee handbook.
- Adhere to compliance procedures and participate in required compliance training.
Compensation Grade Hourly Grade 3 First Bank & Trust is an Equal Opportunity, Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, or status as a protected veteran. Read our complete Equal Employment Opportunity Policy Statement . Applicants who would like to request reasonable accommodation to the application or interview process should call Human Resources at 800.843.1552 or email hr@bankeasy.com .
From Fishback Financial Corporation's careers page (Workday), checked 29 Oct 2026.
How to apply
- Select Apply on bankeasy.wd5.myworkdayjobs.com. It opens Fishback Financial Corporation's own application form in a new tab, run on Workday.
- Fill in the form and upload your résumé there. Jobiwork never sees your application.
- Fishback Financial Corporation will reply to you directly. No real employer asks you for money to apply.
Posted 2 Oct 2026 · checked 29 Oct 2026 · Report this job