Principal Product Manager, QB Capital
- Location
- San Francisco, California, United States; Mountain View, California, United States
- Work mode
- On-site
- Employment type
- Full-time
About the job
QB Capital is a nimble, high-priority business unit and the fastest-growing SMB lending business in the market. As the team scales origination, we need a principal-level product leader who can sit at the intersection of credit, data, and customer needs and turn that into a roadmap that drives growth. This role exists to:
- Scale a cash-flow-based lending product with both a credit and a product lens — growth and risk discipline have to be designed together, not traded off after the fact.
- Connect the dots between credit, data, and customers to build a roadmap that unlocks origination growth — translating what we know about borrowers into product bets that move the top of the funnel and conversion, not just backend decisioning.
- Up-level QB Capital's credit point of view so the team is prioritizing its biggest opportunities — bringing a sharper, more proactive read on where credit strategy can unlock (rather than just protect) growth.
Responsibilities Scale the product with a credit lens
- Own the roadmap for QB Capital's cash-flow-based lending products, balancing origination growth against portfolio economics (loss rates, contribution margin, funding cost)
- Partner with Risk and Data Science to translate underwriting and pricing strategy into shippable product — eligibility, offer generation, limits, and the borrower-facing experience around them
Connect credit, data, and customers into a growth roadmap
- Use QuickBooks' accounting and transaction data, portfolio performance, and direct customer input to identify the highest-leverage opportunities to grow origination
- Build and prioritize a roadmap spanning acquisition, eligibility, underwriting, offer design, and servicing — sequencing bets by expected impact on growth and risk
- Be the connective tissue between Credit/Risk, Data Science, Data Engineering, Engineering, Design, Marketing, Finance, Compliance, and GTM so decisions get made with the full picture, not in silos
Up-level the credit point of view
- Bring an independent, forward-looking perspective on credit strategy — not just executing what Risk hands off, but identifying where credit policy itself is the growth lever
- Design credit policy proposals and product bets that improve business KPIs; convert credit risk analyses into actionable business opportunities, not just risk reports
- Build the analytical case for new product/credit bets: size the opportunity, define success metrics, and drive stakeholder alignment on what to prioritize and why
- Represent QB Capital's credit strategy point of view to senior stakeholders and influence how the broader Payments & Capital roadmap gets sequenced
Qualifications Must Have
- 10-12+ years of product management experience, including direct ownership of a product with real P&L or portfolio-economics accountability (cash-flow-based lending, credit cards, or similar)
- A demonstrated ability to connect data and credit thinking to product decisions, comfortable working through underwriting logic, portfolio metrics, and risk/return tradeoffs alongside more traditional product craft
- Strong analytical fluency (SQL and portfolio/data analysis at minimum);
From Intuit's careers page (Company careers page), checked 29 Oct 2026.
How to apply
- Select Apply on intuit.com. It opens Intuit's own application form in a new tab, run on Company careers page.
- Fill in the form and upload your résumé there. Jobiwork never sees your application.
- Intuit will reply to you directly. No real employer asks you for money to apply.
Posted 22 Oct 2026 · checked 29 Oct 2026 · Report this job