Payglocal Technologies

About Payglocal Technologies

PayGlocal is India's RBI-authorised cross-border payments infrastructure. Incorporated in 2021 and headquartered in Bengaluru, it holds the Reserve Bank of India's Payment Aggregator - Cross Border - Inward & Outward (PA-CB-I&O) authorisation and Online Payment Aggregator (PA-O) authorisation under Certificate of Authorisation No. 250/2025, permitting it to move money both into and out of India on a single regulated stack. Indian exporters, SaaS and software companies, marketplaces, travel platforms, insurance providers, e-commerce brands and enterprises use PayGlocal to collect international

Founded 2021

From the company website · source page · updated 28 Oct 2026

Products & services

• International Payment Gateway — PayGlocal's international payment gateway lets Indian businesses accept card and non-card payments from customers in over 180 countries. It applies BIN intelligence before authorisation, routes each transaction across multiple acquirers, retries intelligently with idempotency, and serves a localised
• Cross-Border Payments (Inward and Outward) — Inbound export collections and outbound vendor payouts run on a single RBI-authorised PA-CB-I&O stack. Because both directions of a business's money sit on one platform, currency can be netted across them rather than converted into rupees and back again, and the entire cross-border position is recon
• Card Payments — International credit and debit card acceptance across Visa, Mastercard and RuPay, with smart routing across acquirers, BIN intelligence applied before authorisation, EMV 3-D Secure, tokenisation, and intelligent retries that never result in a double charge. Covered by PayGlocal's chargeback guarante
• Dynamic Checkout — A checkout localised to the buyer's country and currency and served from the edge, so it renders quickly for international buyers. Supports Apple Pay and Google Pay for one-tap payment, with every transaction tokenised and 3DS-secured.
• Recurring Payments and Standing Instructions — PayGlocal was the first in India to launch Standing Instructions on international cards, enabling Indian businesses to run subscriptions and recurring billing for overseas customers. It is used at national scale by insurance, education and subscription businesses, including PolicyBazaar and Codeyoun
• Multi-Currency Accounts — Collect payments locally in USD, GBP, EUR, CAD and AUD, and globally in 33 currencies from customers in over 180 countries. FIRA is issued automatically on settlement, with no documentation charges, no platform fee and no set-up fee.
• Global Payment Methods — Local and alternative payment methods across global markets, so that an international buyer can pay using the method they already trust in their own country - which is a direct driver of checkout completion.
• Sanction Screening — In-line sanctions and watchlist screening on cross-border transactions, performed in milliseconds within the payment flow rather than in a manual review queue.
• For Enterprise
• For Exporters

From the company website · source page · updated 28 Oct 2026