Education Loan Credit Underwriter
- Location
- Pune, Maharashtra, India
- Work mode
- On-site
- Employment type
- Full-time
About the job
๐ง๐ต๐ถ๐ ๐ฟ๐ผ๐น๐ฒ ๐ถ๐ ๐ณ๐ผ๐ฟ ๐ผ๐ป๐ฒ ๐ผ๐ณ ๐๐ต๐ฒ ๐ช๐ฒ๐ฒ๐ธ๐ฑ๐ฎ๐'๐ ๐ฐ๐น๐ถ๐ฒ๐ป๐๐ ๐ฆ๐ฎ๐น๐ฎ๐ฟ๐ ๐ฟ๐ฎ๐ป๐ด๐ฒ: ๐ฅ๐ ๐ฎ๐ฑ๐ฌ๐ฌ๐ฌ๐ฌ๐ฌ - ๐ฅ๐ ๐ฏ๐ฏ๐ฌ๐ฌ๐ฌ๐ฌ๐ฌ (๐ถ๐ฒ ๐๐ก๐ฅ ๐ฎ๐ฑ-๐ฏ๐ฏ ๐๐ฃ๐) Experience: 8+ yrs Location: Pune, Maharashtra, India
As an Education Loan Credit Underwriter, you will evaluate and approve educational financing applications, ensuring compliance with regulatory standards while safeguarding the institutionโs credit risk. You will perform detailed credit appraisals, analyzing applicant financial statements, educational cost structures, and repayment capabilities. Your role involves coordinating with disbursement teams, maintaining accurate underwriting documentation, and communicating decisions to stakeholders. You will also contribute to developing underwriting policies and improvement initiatives to enhance portfolio quality and customer satisfaction. Requirements ๐๐ฒ๐ ๐ฅ๐ฒ๐๐ฝ๐ผ๐ป๐๐ถ๐ฏ๐ถ๐น๐ถ๐๐ถ๐ฒ๐ โข Conduct comprehensive credit appraisals for education loan applications. โข Analyze financial statements, income projections, and collateral valuations. โข Assess the viability of educational programs and associated cost structures. โข Ensure compliance with statutory and internal risk management guidelines. โข Prepare detailed underwriting reports and recommendation memos. โข Collaborate with collection and disbursement teams to finalize loan terms. โข Monitor existing loan performance and flag potential delinquency risks. โข Participate in policy development and continuous improvement initiatives. โข Maintain up-to-date knowledge of education financing regulations and market trends. โข Provide training to junior underwriters and support cross-functional projects.
๐ช๐ต๐ฎ๐ ๐ ๐ฎ๐ธ๐ฒ๐ ๐ฌ๐ผ๐ ๐ฎ ๐๐ฟ๐ฒ๐ฎ๐ ๐๐ถ๐
- 8+ years of experience in credit underwriting or credit appraisal.
- Strong financial analysis skills with proficiency in financial modeling.
- In-depth knowledge of education loan products and related regulatory frameworks.
- Excellent risk assessment and decision-making abilities.
- Proven track record of maintaining high portfolio quality metrics.
- Outstanding analytical and problemโsolving skills.
- Ability to work independently and manage multiple priorities.
- Effective communication skills for stakeholder engagement.
- Strong attention to detail and commitment to compliance.
- Passion for continuous learning and improvement in credit processes.
From Weekday AI's careers page (Workable), checked 28 Oct 2026.
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Posted 27 Oct 2026 ยท checked 28 Oct 2026 ยท Report this job