VP Commercial Lender

We are looking for an accomplished, detail-oriented commercial lending specialist to join our banking team in the Twin Cities, Minnesota. This role focuses on building long-term business relationships, expanding commercial banking partnerships, and delivering sound lending solutions that support client and bank growth. The ideal candidate brings strong credit judgment, a consultative approach to business development, and the ability to manage a high-quality commercial portfolio from origination through ongoing servicing.Responsibilities:• Develop new commercial banking relationships through community involvement, networking, referrals, and proactive outreach to prospective clients.• Grow existing client accounts by identifying borrowing, deposit, and cash management opportunities that align with each business customer’s needs.• Guide clients through lending options, gather required documentation, and structure financing solutions that reflect sound underwriting practices.• Analyze financial statements, tax returns, collateral details, and other supporting information to assess creditworthiness and recommend appropriate loan terms.• Make credit decisions within assigned authority levels and prepare well-supported presentations for larger requests requiring committee approval.• Oversee the commercial loan process from initial prospecting through closing, renewal, collection activity, and final payoff.• Perform portfolio monitoring activities, including annual relationship reviews, site visits, and collateral inspections, to maintain strong asset quality.• Address delinquent accounts promptly and take appropriate action to protect portfolio performance and minimize credit risk.• Partner with internal teams to deliver responsive service, ensure regulatory compliance, and provide effective banking solutions for commercial clients.