Vayana Finserv
From company careers site
Job Description for Senior Credit Analyst – Mumbai
- Location
- Mumbai
- Work mode
- On-site
- Employment type
- Full-time
About the job
Key Responsibilities:
- Conduct thorough assessment, review, and recommendation of credit proposals to the approving authority following detailed due diligence.
- Take complete ownership of credit underwriting and credit administration tasks.
- Perform detailed credit assessments of prospective anchors for Supply Chain Finance programs, including analysis of business models, product offerings, management, dealer/vendor ecosystems, past credit ratings, market conditions, and reference checks.
- Carry out financial analysis, including Balance Sheet, Profit & Loss Statement, Cash Flow Statements, Ratio Analysis, CMA preparation with projections, and sensitivity analysis, and recommend findings to the approving authority.
- Analyse company-related data for credit assessment notes, including credit rating reports, annual reports, investor presentations, stock market performance data, and legal checks.
- Conduct detailed scrutiny of credit reports of entities (proprietorships, partnerships, and private limited companies) and individuals, providing detailed observations and recommendations.
- Analyse Credit Approval Memos (CAMs) for counterparties (dealers and vendors), including financial statements, bank statements, GST returns, credit bureau reports, stock statements, and other compliance checks.
- Independently make credit decisions and recommend cases with eligible limits as per the defined credit policy.
- Handle large unsecured and secured exposures to counterparties comfortably.
- Coordinate with various vendors, including financial institutions and banks, and resolve related issues.
- Partner with business and credit administration teams to ensure smooth underwriting and onboarding processes.
- Manage portfolios and conduct regular credit monitoring.
- Suggest improvements in policies and processes.
- Handle any other ad hoc tasks assigned by the reporting manager or management.
From Vayana Finserv's careers page (Company careers page), checked 9 Nov 2026.
How to apply
- Select Apply on vayanafinserv.com. It opens Vayana Finserv's own application form in a new tab, run on Company careers page.
- Fill in the form and upload your résumé there. Jobiwork never sees your application.
- Vayana Finserv will reply to you directly. No real employer asks you for money to apply.
Posted 9 Nov 2026 · checked 9 Nov 2026 · Report this job