Senior Backend Engineer - Transaction
- Location
- New York; Cayman; Denver
- Work mode
- Hybrid
- Employment type
- Full-time
- Salary
- $1,70,000 – $2,00,000 / year
About the job
About us:
Ether.fi http://Ether.fi is one of the largest crypto companies in the world. We have over $10B in assets under management and a team of 30 almost all technical staff. We’ve been profitable day one and are focusing on building real consumer applications.
The future we envisage is true on-chain banking. Our current products; Stake, Liquid, and Cash enable users to earn yield in a variety of DeFi strategies, and spend their assets in the real world with our credit cards. You can view public analytics on Dune for Cash https://dune.com/ether_fi/etherfi-cash and Stake https://dune.com/ether_fi/etherfi.
Position overview:
We’re looking for a senior backend engineer to own core parts of our card program: transaction processing, authorization and decline handling, disputes, and the services around them. You’ll work on a small team where engineers own problems end to end, from understanding why a user’s card was declined to shipping the fix and measuring whether it worked. Anything a neobank would build is on our roadmap.
What you’ll do:
- Own core backend services for our card program, including authorization, clearing, refunds, and dispute flows
- Reduce user friction from card declines: find root causes in transaction data, work with our issuing partners, and ship fixes
- Make product calls alongside design and ops: decide what to build, cut scope where it doesn’t serve users, and track outcomes after launch
- Use AI tools and agents as a core part of how you work, for coding, investigation, data analysis, and automating operational work
- Improve our infrastructure, CI/CD, observability, and monitoring so the team can ship safely and quickly
What we are looking for:
- 5+ years of professional backend engineering experience with strong fundamentals in software design and problem solving
- Experience building or operating a card program, on the issuing side, processor side, or as a fintech running cards through a program manager
- A product mindset: you care about what users experience, can turn a vague problem into a scoped plan, and judge your work by its effect on users
- You already use AI heavily to get things done and can show examples where it changed how much or how fast you delivered
- You have shipped products used by thousands of real users
- Drive and willingness to go the extra mile. We are an ambitious team with audacious goals, and we work hard to reach them
Perks and benefits:
- Competitive salary, performance-based incentives, and token allocation grant
- Opportunity to work on multi-billion dollar products as part of a small team
- Health, dental, and vision insurance plans
- Global team with opportunity for travel and working out of our 3 offices around the world
- 4 weeks work from anywhere
- Exciting company events and team-building off-sites
From Ether.fi's careers page (Ashby), checked 9 Nov 2026.
How to apply
- Select Apply on ether.fi. It opens Ether.fi's own application form in a new tab, run on Ashby.
- Fill in the form and upload your résumé there. Jobiwork never sees your application.
- Ether.fi will reply to you directly. No real employer asks you for money to apply.
Posted 9 Nov 2026 · checked 9 Nov 2026 · Report this job